HANEEF, M. A. Islamic Banking and Finance in the 21st Century: Selected Issues in Human Capital Development. ICR Journal, [S. l.], v. 1, n. 2, p. 292–302, 2009. DOI: 10.52282/icr.v1i2.748. Disponível em: https://www.icrjournal.org/index.php/icr/article/view/748. Acesso em: 25 oct. 2025.